Personal Banking
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your back.
Personal Checking
When it comes to checking accounts, we think it should be less one-size-fits-all and more your-size-fits-you. Choose only the features you need, and get the access you want.
Checking Features
Mobile App
Online Banking
CEB iPay (bill pay)
Checking Accounts
Simple Choice
- Choice of statement delivery – eStatements (no charge) or paper statements ($3/month)
- Online banking
- Debit or ATM card
- MoneyPass ATM network
- Finance360 (aggregator)
- CEB iPay (bill pay)
- 24-hour telephone banking
- Mobile deposit capture
Choice
- Choice of statement delivery – eStatements or paper statements (no charge)
- Two boxes of standard checks per year
- Finance360 (aggregator)
- Mobile deposit capture
- MoneyPass ATM network
- Debit or ATM card
- CEB iPay (bill pay)
- 24-hour telephone banking
- Online banking
Choice+
- Choice of statement delivery – eStatements or paper statements (no charge)
- Interest bearing
- Two boxes of standard checks per year
- Finance360 (aggregator)
- MoneyPass ATM network
- Debit or ATM card
- CEB iPay (bill pay)
- 24-hour telephone banking
- Mobile deposit capture
- $10 safe deposit box discount
- Online banking
Choice50*
*Choice 50 is designated for customers aged 50 and over
- Choice of statement delivery – eStatements or paper statements (no charge)
- Two boxes of standard checks per year
- Cashier’s Checks
- Mobile deposit capture
- Finance360 (aggregator)
- MoneyPass ATM network
- Debit or ATM card
- CEB iPay (bill pay)
- 24-hour SmartLine telephone banking
- Online banking
Youth Choice
Teach your children money management skills and give them a headstart on their future.
- MoneyPass® ATM network
- Online banking
- eStatements (no charge)
- Debit or ATM card
- Mobile deposit capture
- 24-hour SmartLine telephone banking
- Finance360 (aggregator)
- Paper statements without check images ($3/month)
Personal Savings
Plan for repairs, vacations, and the future with our savings accounts. Each is tailored to a different kind of saver and offers features to help you reach your goal.
Savings Calculators
Savings Goal
Monthly Deposit
Retirement
Savings Accounts
We believe in the need to save for the short-term and the long. That’s why we provide a wealth of ways to save money for maximum flexibility.
Statement Savings
Popular account for those who want to save for the unexpected without the higher minimum balance.
- $50 minimum daily balance to avoid a service charge
- Interest bearing
- Sweep option available
- Preauthorized transfers limited to six per month
Money Market
Tiered interest rates with easy access to your funds and a low minimum balance.
- $1,000 minimum daily balance to avoid a service charge
- Competitive tiered interest rates
- Sweep option available
- Preauthorized transfers limited to six per month
Premium Money Market
$25,000 minimum opening balance, premium tiered rates with added benefits and flexibility.
- $25,000 minimum daily balance to avoid a service charge
- Competitive rate tiers at $50,000 and $100,000
- Sweep option available
- Preauthorized transfers limited to six per month
Health Savings Account
A self-directed checking account for a high deductible health plan policy holder.
- Free online banking, CEB iPay (bill pay), telephone and mobile banking
- Free detailed monthly statements and annual reporting
- HSA debit card and checks with unlimited transactions
- Funds are available for immediate use
- No annual or set-up fees. There is no service charge if you are an employee of our business customer and the deposits come from the company
Youth Savings Account
Savings 101: Start Young
- No minimum balance
- Competitive tiered interest rates
- For youth under the age of 18
CDs & IRAs
As your savings needs evolve, we have a complete suite of savings vehicles to fit any strategy, whether that be short, mid or long-term savings.
Fixed Rate CD
A great low-balance point of entry for savers looking to expand their portfolio.
- $500 minimum opening balance
- Earns a competitive fixed interest rate
- Direct deposit or compound interest payment option
- Early withdrawal penalty may apply
- Terms available: 3, 6, 12 ,18, 24, 36, 48, and 60 months
Traditional IRA
Tax-advantage arrangement that allows earnings and deductible contributions to grow tax-deferred.
- Earns a competitive interest rate
- Earnings grow on a tax-deferred basis
- Compound interest payment
- Deductible contributions and earnings are subject to federal income tax when withdrawn
- You must have earned income to contribute
- Annual contribution limits vary by year and by earned income
- Early withdrawal penalty may apply
- Fixed rate option:
- $500 minimum opening balance
- Terms available: 12, 18, 24, 36, 48 and 60 months
- Variable rate option:
- $5 minimum opening balance
- 18-month term
- Note: Consult a tax advisor regarding the deductibility of interest
Roth IRA
Unique and exciting savings opportunity that gives you an easy and safe way to plan for your future.
- Earns a competitive interest rate
- Contributions are allowed at any age
- Compound interest payment
- Qualified distributions are tax-free
- Accumulate earnings on a tax-deferred basis
- Flexible withdrawal options are available
- You must have earned income to contribute
- Annual contribution is dependent on your modified adjusted gross income as determined on your federal income tax form
- Early withdrawal penalty may apply
- Fixed rate option:
- $500 minimum opening balance
- Terms available: 12, 18, 24, 36, 48, and 60 months
- Variable rate option:
- $5 minimum opening balance
- 18-month term
- Note: Consult a tax advisor regarding the deductibility of interest
Home Loans
Buying a home is a big deal. Getting a mortgage, less so.
Mortgage
Personal Loans
Credit Cards
